Smart Finance

Manage payments, and employee financial wellness in one powerful platform. Bridging traditional banking and the mobile economy across Africa.

Powering Africa's Financial Future

for African Businesses

50+ Businesses served • 500+ Employees empowered8K+ users

Everything You Need to Manage Finances, Empower Employees, and Grow your Business

Employee Wellness

Provide salary advances, employee loans, and insurance benefits to your team.

Instant Payment Processing

Lightning-fast payment processing and real-time transaction updates for your supplier payments.

Payroll Disbursement

Streamline salary disbursements and automate payroll processes with ease.

All the Tools You Need to Lend Securely and Expand your Reach to the Underserved Market

Smart Credit Scoring

Data backed credit assessment enabling safe lending to underserved SMEs and workers.

Automated Loan Repayment

Automatic collections, ensuring reduced defaults and seamless reconciliation.

Customizable System

Repayment schedules, fees, and rules settings that match your internal policies.

How It Works

Get started in 3 simple steps and transform your business operations.

Sign Up

Create your business account in minutes.

Configure

Set up payroll, payments, and employee benefits.

Start managing finances with powerful automation and data.

Get Started

Making an Impact Across Africa

Our mission is to make financial access fast, fair, and inclusive for every business and worker in Africa.

50+

Businesses served

8000+

Users

Employees empowered

500+

It's Better Coming From Our Users

"Sending money has become super easy since I started using Futa. I already send the link to those who still use the excuse that they don't have an MTN or OM account. I especially love the fact that I no longer have to type in a code. Really! I can confirm that the solution is 100% effective, fast and easy to use. "

Cabrole Leungang, COO, Golden Rock

"I loved the moment when I made the payment ! Payroll payments had become a chore for me, and I could see my pain at the end of the month. Now, it's a big relief for me, it will be easier for me to explain to my assistant, it will be easier for me to manage the payments."

Dora Njoh, CEO, STAY AT HOME

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Ready to Transform Your Business?

Join other African businesses already using FUTA to streamline operations and empower their team

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